(1)Most of the income of a superannuation fund is preserved, which means:

(a)when an employee reaches the preservation age (i.e. 55 years of age for those born before 1 July 1960) they are entitled to access their superannuation when their employment has ceased and the trustee of the superannuation fund is reasonably satisfied the person no longer intends to be gainfully employed;

(b)an employee can access their superannuation for personal use at anytime provided they stream their superannuation payments through a trust or partnership structure;

(c)the superannuation assets remain in the fund and will only be streamed through to an employee when they have reached the age of 75 years of age and are no longer employed;

(d)None of the above.