1.Over the course of several years, property and casualty insurance (e.g. homeowner's insurance, auto insurance) expects to encounter _________ claims from a customer, and health insurance expects to encounter ___________ claims from a customer.

a.frequent; frequent

b.frequent; infrequent

c.infrequent; frequent

d.infrequent; infrequent

e.ulcer-oriented; more ulcer-oriented

2. In a Term Life Insurance policy, as an individual continues with the policy over a number of years with a fixed level of coverage

a.the annual premiums will generally increase over time.

b.the annual premiums will generally decrease over time.

c.the annual premiums will generally stay the same over time.

d.the household's equity or wealth due to the policy will increase over time.

e.the household's equity or wealth due to the policy will decrease over time.