1st State Bank Balance Sheet Assets Cash and Due from Banks Investments Federal Funds Loans Premises Average Total Assets Demand Deposits Time Deposits Federal Funds Liabilities & Equity Equity Average Total Liabilities & Equity Income Statement Interest Income Interest Expense Non-Interest Income Non-Interest Expense Net Income a. b. SSSSSS $ SSSSS $ 100 300 300 SSSSS $ $ $ $ 50 300 10 $ 350 90 800 100 800 85555 100 75 25 Based on the above income statement, what is 1st State's return on equity (ROE)? Based on the above income statement, what is the Net Interest Margin (NIM)