1.To get a realistic picture of actual expenditures, it is recommended that you keep a _____ spending log for at least a _____.

daily; month

weekly; month

monthly; year

daily; week

2. What is Sandra's net cash flow if her assets total $16600, her gross income is $40160, her student loan debt is $20160 (she has no other debts), and her annual expenses (including taxes) total $38160?

$2000

$3560

$-18000

$-3560