1.What are some examples moral hazard in health insurance where you witnessed in the workplace. What were the incentives that gave rise to moral hazard? Did the firm take steps to eliminate moral hazard? (use resources)

2.Begin by locating a scholarly article regarding the effects of increases on minimum wages and discuss its findings. Does a minimum wage increase lead to reductions in employment, or is the overall effect on employment net positive? Do you agree or disagree with the results of the study? What do you think are other vital considerations that should be taken into account in the study? Discuss how conscious capitalism would approach a minimum wage increase. Provide examples to support your rationale.