1)What data does ZestFinance use in credit scoring?

2) Where does ZestFinance collect data?

3) What analysis tools or approaches does ZestFinance apply? In other words, what is ZestFinance's modeling & scoring process?

4) What will be potential applications of your Facebook information in finance area?

5) Can the alternative credit-scoring tools enhance financial inclusion? Can the tools lead to new forms of financial inclusion?

6) What are the challenges of alternative credit-scoring tools?