1.Which of the following loans will likely be available to pay for college expenses for the children of parents with a good credit history and low debt-to-income ratio?

1. Parent PLUS loan.
2. HELOC
3. Life insurance cash value loan.
4. 401(k) loan.

A. 1 and 2.

B. 1 and 3.

C. 2, 3, and 4.

D. 1, 2, 3, and 4.

2.Which of the following situations would cause a shift in the demand curve, as opposed to a change in the quantity demanded?

A. Federal income tax rates are decreased.

B. Auto sales increase due to increased employment.

C. Gasoline consumption decreases as the taxes on gasoline increase.

D. Both a and b.