1-Your health insurance requires a copay of $45 each time you see your doctor. You have already met your $750 deductible for the year, but you are far below your out-of-pocket maximum payment of $4500 for the year. Your doctor charges patients without insurance $100 per visit. How much must you pay for your visit to the doctor in this situation?

2-What would it cost an insurance company to replace a family's personal property that originally cost $19000? The replacement costs for the items have increased 5%.