1.Zehra is an employee of Claire. It is payday, but Claire does not have the money to pay Zehra right away, so she signs a simple statement that says:

"I owe Zehra $500 for her work this week." Claire then hands this paper to Zehra. This document is:

a. A worthless piece of paper.

b. A check.

c. A negotiable instrument.

d. A promissory note.

e. An "I Owe You" - just evidence of a debt owed.