$21.$ A winner of sweepstake is given two options: option #$1$ receives a one$-$time payment of $$1,000,000$ or option #$2$ receives $$80,000$ now plus $$80,000$ per year payments for $20$ years. Whichever option selected is guaranteed. If the value of money is $5\%,$ what is the present worth of option #$2?$ What is the best choice?$996,960,1,076,960,876,200,$ NO CORRECT ANSWER, $990,500,1,455,600$