2, (10 p.) Please, check if the effective cost of a two-year credit armounts to 10,51% (Please present appropriate calculation). The value of the credit equals 2 million zlotys, the (annual) interest rate 10%, installments and interest paid twice a year, assuming that the enterprise pays a 6% bank fee (calculated on the credit amount). The credit is to be repaid at equal capital installments and variable interest installment. The company, being the borrower, pays the income tax at the rate of 19%