$27$ Steven, age $35,$ has a mortgage with a remaining amortization of $17$ years. He wants to buy life insurance coverage to ensure there is enough money to repay his debt in the event of his death. Steven is looking for the most affordable option to cover his need. He also does not want his policy premiums to ever increase.

Which policy will best meet Steven's needs?

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a Renewable T$-10$ policy

b$.$ Renewable T$-20$ policy

C$.$ Whole life policy payable for life

d$.$ Non$-$renewable T$-20$ policy