2. [9 points] Uncle Fred recently passed away and left $325,000 to his 50-year-old favorite niece. She immediately spent $100,000 on a town home but decided to invest the balance for her retirement at age 65. What rate of return must she earn on her investment over the next 15 years to permit her to withdraw $75,000 at the end of each year of her retirement through age 80 if her funds earn 10 percent annually during her retirement