2. A large casualty insurer writes a substantial amount of private passenger auto insurance. An actuary analyzed claims data for a specific class of drivers for a recent 1-year policy period. The claims data showed that the insurer paid out $30 million for incurred losses and the loss-adjustment expenses for each 100,000 cars insured for one year. Based on pure premium method, calculate the pure premium (per vehicle). If the loading percentage is 30%, what is the amount of the gross premium (per vehicle)