2. Abigail invested $24,500 on January 1, 1994 in the Utopia Fund. On May 1, 1995, her balance was $28,212 and she withdrew $10,000. On December 1, 1995, her balance was $15,892, and she deposited $8,000. On January 1, 1997 her balance was $30,309. Find the annual time-weighted yield for the Utopia Fund for the three-year period from January 1, 1994 until January 1, 1997