2. After four years of college, let's assume that you owe $30,000 in student loans that charge 3.8% interest. How long will it take to pay off these loans (in years) if you would pay $200 per month? To determine this, use the following online calculator www.calcxml.com/calculators/pay off-loan 3. If, after four years of college, you owe $30,000 in student loans that charge 3.8% interest, how much would you have to pay monthly to pay off the loan in five years? Round your answer to the nearest cent. To determine this, use the following online calculator: www.bankrate.com/calculators/mortgages/loan-calculator.aspx