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2. Aminah is a graduate of a local university. He had just been hired to work as an officer in a private company. As a

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2. Aminah is a graduate of a local university. He had just been hired to work as an officer in a private company. As a fresh graduate and just starting a career, Aminah is thinking of getting a personal financing. Therefore, Aminah has reviewed several credit facilities that meet her credit needs. However, she is aware that there are many types of credit services offered by various banks and financial institutions. However, she is still unable to make a decision. Most importantly, Aminah is aware of the importance of obtaining credit facilities bases on what has been recommended by Islam to fulfill her responsibilities as a Muslim. a) Aminah requires additional money as she needs to move to a new house. As an experienced Islamic financial consultant, please advise Aminah on personal financing that based on collateral. The illustrations of how the contract operate is very helpful to Aminah. (20 markah/ marks)

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