2) Catherine lives in Montreal and just graduated in December 2022 from Concordias Gina Cody School of Engineering. To save money for a house in two (2) years, she decided to take a great job opportunity on January 1, 2023, by working in a remote area in northern Quebec in engineering. Many of her expenses such as food and lodging are covered by her employer. She is making great money and earning a gross salary of $120,000. At the start of 2023, she put $6,500 in her Tax-Free Savings Account (TFSA) and is making regular Registered Retirement Savings Plan (RRSP) contributions of $1,000 per month (as she has previous years RRSP contribution room of $12,000). She paid her Quebec Engineering professional annual dues of $600 and is also paying her annual union dues of $450 as she is part of a labour union. The remainder of her pay is going to her chequing account, which she will eventually transfer into a savings account. What is Catherines marginal tax rate in 2023? a) 36.12% b) 41.12% c) 45.71% d) 47.46% e) 50.23%