2. Compare & contrast Term Life Insurance versus Cash Value Life Insurance: a. Cost b. Cash Value Benefits c. Determination of which policy to choose d. Death Benefit, size & uses

3. The benefits of annuities: a. Use, the "Private Pension" benefit b. Costs vs Benefits

4. The societal case for general Risk Management: a. the impact, plus or minus, of Government Regulation. i. For instance, should we be mandated to carry most common types of insurance. Such as auto insurance, home owners insurance. Should parents be mandated top carry life insurance? b. Personal Responsibility/Accountability