2. Explain how personal liability insurance can be added to a dwelling policy. 3. Describe the basic characteristics of inland marine floaters. 4. A personal articles floater (PAF) provides broad protection for valuable personal property. Give three examples of property that might require coverage under a PAF instead of a standard homeowners policy. 5. Identify the coverages found in a typical boatowners package policy. 6. Why are buildings in flood plains difficult for private insurers to insure? 7. The National Flood Insurance Program (NFIP) has numerous provisions. Briefly explain each of the following: a. Write-your-own program b. Definition of a flood c. Waiting period 8. What is the purpose of a FAIR plan? 9. Describe the basic characteristics of title insurance. 10. Briefly explain the basic characteristics of a personal umbrella policy.