2. For a special fully discrete whole life insurance on (25), you are given: The death benefit is 1000 for the first 10 years; 3000 for the next 10 years; and 2000 thereafter. The annual benefit premium is 1,000P25 for the first 10 years; 3,000 P25 for the next 10 years, and a thereafter. Mortality follows the Standard Ultimate Life Table with i = 0.05. Calculate the initial benefit reserve for the policy year 11. (16 marks)