2. For each of the following items, indicate which time value of money (TVM) value needs to be calculated. Support your answers. (4 points each) a. Wilhelmina wants to earn 15% on any investment that she makes. She is considering an investment that will pay her $3,200 in two years. She needs to know the most she should pay for that investment today in order to earn at least 15% on the investment. b. Kyle wants to buy a car, but must use a loan to do so. The loan he is considering is for $15,000 over 6 years. He only has $100 free cash a month to use toward the car loan. He needs to know whether he can afford the loan. Nancy wants to save $1,500,000 for retirement. She can make deposits into her retirement savings account of $3,000 per year. She needs to know when she will meet her retirement fund goal. d. Devin recently sold his house for $450,000. He bought his house 8 years ago for $300,000. He wants to know his annual return on his investment in the house