2. For individuals who do not have access to an employer-provided retirement plan, Individual Retirement Accounts (IRAS) are available. Suppose you open a tax-deductible IRA. a. How much can you deposit in the IRA account for 2019 if you are less than 50 years old? b. How are the contributions treated for tax purposes? In other words, how does this contribution affect your taxes? c. When you make withdrawals in retirement, how are the distributions and the investment returns (the money you withdraw) taxed