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2. Mary is the named insured on a PAP with the following coverage: Liability Medical Payments Uninsured and Underinsured Motorists $100,000. Single limit For each

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2. Mary is the named insured on a PAP with the following coverage: Liability Medical Payments Uninsured and Underinsured Motorists $100,000. Single limit For each of the situations described below, indicate the amount, if any, that PAP would pay for the loss. Assume that Mary lives in a state that does fault insurance. Consider each situation separately. $300,000. Combined, single limt $2,000. per person Mary's not have no- a. Mary's cousin, Norm, borrows her car. Norm gets drunk, drives off the road, strikes and kills a farmer's cow. The cow was valued at $1,500.00. (3 points) b. Mary was involved in an accident with another motorist. This injured person claims Mary did not have the right of way. The injured driver was awarded damages of $300,000. Legal defense costs incurred by Mary's insurance company were $25,000. The court also awarded $3,000 as prejudgment interest How would each of these three amounts be paid or why would they not be paid? (9 points) 2. 3. A hit-and-run driver struck Mary as a pedestrian. She will always walk with a limp and missed six months of work. Her hospital bills were over $30,000. Take a reasonable guess at the amount she would probably receive. (3 points) c. Mary takes her car into Mexico. While in Mexico, she is involved in an accident. The other driver has medical bills of $5,000.00 and will not be able to work for three months, losing $2,000 in wages. Mary ran a stop (ALTO) sign and caused the accident. (3 points) d. 2. Mary is the named insured on a PAP with the following coverage: Liability Medical Payments Uninsured and Underinsured Motorists $100,000. Single limit For each of the situations described below, indicate the amount, if any, that PAP would pay for the loss. Assume that Mary lives in a state that does fault insurance. Consider each situation separately. $300,000. Combined, single limt $2,000. per person Mary's not have no- a. Mary's cousin, Norm, borrows her car. Norm gets drunk, drives off the road, strikes and kills a farmer's cow. The cow was valued at $1,500.00. (3 points) b. Mary was involved in an accident with another motorist. This injured person claims Mary did not have the right of way. The injured driver was awarded damages of $300,000. Legal defense costs incurred by Mary's insurance company were $25,000. The court also awarded $3,000 as prejudgment interest How would each of these three amounts be paid or why would they not be paid? (9 points) 2. 3. A hit-and-run driver struck Mary as a pedestrian. She will always walk with a limp and missed six months of work. Her hospital bills were over $30,000. Take a reasonable guess at the amount she would probably receive. (3 points) c. Mary takes her car into Mexico. While in Mexico, she is involved in an accident. The other driver has medical bills of $5,000.00 and will not be able to work for three months, losing $2,000 in wages. Mary ran a stop (ALTO) sign and caused the accident. (3 points) d

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