2. Mr. Dela Cruz applied for a calamity loan with the SSS last October 2020 to sustain his monthly bills due to the pandemic. By November 8, he received notification from the latter re approval of his loan and already issued his check and will deliver to its address indicated on his application. He received the check just recently, March 21, 2021. But upon encashment, the teller refused the check. What could be the possible issue with the check?