2. Oldhat Financial starts its first day of operations with $9 million in capital. A total of $130 million in chequable deposits is received. The bank makes a $25 million commercial loan and another $50 million in residential mortgages. Other cash available is held as reserve. a). What does the bank balance sheet look like? b). Calculate the risk-weighted capital ratio after Oldhat's first day (note: for each type of asset, use the risk weight provided in the Lecture Note 7). Assets are allocated into four categories (Basel I), e.g.: zero weight: reserve, gov. securities 20% weight: holdings of bank debt 50% weight: municipal bonds, residential mortgages 100% weight: loans to consumers and companies