2. Regulation of insurance companies The insurance regulatory system is designed to identity financial Issues of an insurance company and propose solutions for recovery. Which of the following characteristics are assessed to detect such issues? Check all that apply. The ability of the insurer to withstand unexpected or excessive calms The liquidity of the insurer's current assets The ability of the insurer to maintain customer profiles The operational edency of the insurer The insurer's return on investment Which of the following is true regarding insurance regulation? Check all that apply United States-based intrance companies that expand their business internationally are subject to foreign insurance regulations, Insurance agents must be licensed in order to sell Insurance products all the risk-based capital ratio is used to identity insurance companies with low risk exposure and force them to hold a high level of capital If an insurance company becomes insolvent state guaranty funds are used to pay outstanding claim Which of the following permitted banks the ability to sell insurance? O The Sarbanes-Oxley Act The Glass-Steagall Act The Financial Services Modernization Act O The Financial Reform Act of 2010