2. Sources of commercial bank funds Banks are an integral financial institution because they act as financial intermediaries who lend and borrow money for financial market participants who could not otherwise gain access to or save a substantial amount of funds. A bank's liabilities and equity are the sources of funds they bring in, while their assets are their uses of the funds. Using the following table, select which type of deposit account would be best suited for the financial market participant in each scenario. Scenario Deposit Account Negotiable Order of Withdrawal Rosa is a 21-year-old college student who wants to put $1,000 in an account that allows him to write checks and make payments using a debit card. He is interested in collecting Callable CD interest on funds in the account. Demand Deposit Edison wants to put $10,000 in a low-rate interest-earning account that does not have a Money Market Deposit maturity and that has limited check-writing ability. Negotiable CD Negotiable Order of Withdrawal Alyssa wants to put a small amount of money in an interest-earning account for three years, doesn't plan on withdrawing the funds, and wants them to stay in the account until Passbook Savings the end of the third year. Retail CD Glass Builder Inc. wants to put $750,000 in an interest-earning account for five years and doesn't plan on withdrawing the funds until the end of the fifth year, but doesn't mind withdrawing them if the financial institution no longer wants them midway through the five-year period