2. Suppose you were the manager of a bank with the following balance sheet. Bank Balance Sheet (in millions) You are Id 10 percen deposits as reserves. If you were faced with unexpected withdrawals of $30 million from time deposits, would you rather: a. Draw down $10 million of excess reserves and borrow $20 million from other banks? b. Draw down $10 million of excess reserves and sell securities of $20 million? Explain your choice. 3. Cyber risk has been recognized as a growing source of operational risk for financial institutions. Why might managing this risk at an individual firm level not be adequate? 2. Suppose you were the manager of a bank with the following balance sheet. Bank Balance Sheet (in millions) You are Id 10 percen deposits as reserves. If you were faced with unexpected withdrawals of $30 million from time deposits, would you rather: a. Draw down $10 million of excess reserves and borrow $20 million from other banks? b. Draw down $10 million of excess reserves and sell securities of $20 million? Explain your choice. 3. Cyber risk has been recognized as a growing source of operational risk for financial institutions. Why might managing this risk at an individual firm level not be adequate