2. The Lees should only consider foreclosure if the house is a. worth more than they owe but they cannot afford the payments. b. worth more than they owe and they can afford the payments. c. worth less than they owe and they cannot afford the payments. d. worth less than they owe and they can afford the payments. 3. Depending on the circumstances of the default, the lender may be willing to give the Lees any of the following options EXCEPT a. waive the principal portion of the payment for some period of time. b. recast the entire loan to lower the payments. c. accept a deed in lieu of foreclosure. d. forgive six months' worth of payments