2) Tom saw that his annual Social Security increase for 2021 is 2.1%? He believes that his actual personal inflation rate is 3.5% due to high medical bills and a jump in the price of propane. If Tom earns $21,000 from Social Security in 2020, what will his real return be for 2021 in percentage and dollar terms? Hint: First calculate his "net return" which is his income increase for 2021 minus his income decrease by the inflation rate. This will give you the net affect in terms of percent. Then take that percent and multiply it by the annual Social Security earned in 2020 to get the net affect in dollars