2. Types of credit card accounts There are three main categories of credit cards: bank credit cards, retail credit cards, and travel and entertainment cards: A major bank issued Arlene's credit card. The card also contains the logo of a sponsoring organization: Habitat for Humanity International. When Arlene makes a purchase on the card, Habitat for Humanity International receives a small portion of the purchase price as a donation. Arlene's credit card is probably best classified as