2) Use the given table. Parker's $200,000 whole-life insurance policy has a cash value of $11,278. Parker is 60 years old, female, smokes, and is converting to an extended term policy for the same face value. Use 10-year level term rates to estimate the number of years of extended term insurance she has. LOADING... Click the icon to view the data table. Parker has enter your response here years of extended term insurance. (Do not round until the final answer. Then round to two decimal places as needed.)

Estimated Annual Life Insurance Premium Rates per $1,000 of Face Value
10-Year Level Term							20-Year Level Term
Age	Male			Female			Age	Male			Female
	PREF	NT	T	PREF	NT	T		PREF	NT	T	PREF	NT	T
20	0.87	1.27	2.28	0.75	1.10	1.88	20	1.09	1.50	2.86	0.91	1.31	2.56
25	0.87	1.27	2.28	0.75	1.10	1.88	25	1.09	1.50	2.86	0.91	1.31	2.56
30	0.87	1.36	2.49	0.75	1.16	2.06	30	1.12	1.61	3.24	0.96	1.42	2.67
35	0.87	1.44	2.73	0.75	1.26	2.23	35	1.17	1.73	3.62	1.02	1.53	2.78
40	1.13	1.96	3.78	1.00	1.57	2.93	40	1.49	2.36	5.38	1.26	2.00	3.77
45	1.51	2.69	5.33	1.38	2.12	4.08	45	2.23	3.73	8.42	1.75	2.92	5.57
50	2.03	3.76	8.08	1.72	2.98	5.78	50	3.45	5.99	12.90	2.59	4.40	8.02
55	2.95	5.61	12.48	2.27	4.44	8.33	55	5.38	9.52	19.15	3.96	6.66	11.45
60	4.61	9.07	20.07	3.46	6.95	12.57	60	8.46	15.15	29.14	6.17	10.36	16.74
Whole Life							Universal Life
Age	Male			Female			Age	Male			Female
	PREF	NT	T	PREF	NT	T		PREF	NT	T	PREF	NT	T
20	8.39	9.02	10.55	7.55	8.12	9.95	20	5.25	5.78	7.17	4.53	4.65	5.97
25	9.51	10.22	12.70	8.65	9.30	11.59	25	6.21	6.69	8.61	5.37	5.61	7.17
30	10.86	11.68	14.77	9.82	10.56	13.48	30	7.41	8.13	10.29	6.45	6.81	8.73
35	12.37	13.30	16.59	10.97	11.80	14.85	35	9.09	9.93	12.69	7.89	8.25	10.77
40	14.42	15.50	19.31	12.54	13.48	16.69	40	11.25	12.33	15.69	9.69	10.17	13.41
45	17.65	18.98	24.03	15.14	16.28	20.43	45	14.01	15.45	19.65	12.09	12.69	16.77
50	22.45	24.14	30.65	19.09	20.53	25.39	50	17.61	19.17	24.45	15.09	16.05	21.33
55	28.67	30.82	39.00	24.11	25.92	30.97	55	22.41	24.57	31.41	18.93	20.25	26.97
60	36.06	38.77	49.39	29.75	31.99	37.25	60	28.77	34.53	43.65	23.97	28.29	37.53

PREF=preferred, NT=non-tobacco, and T=tobacco