2. What is the return on assets (ROA), and why is it important? Might the ROA measure be important to banking's key competitors? 3. Suppose that a bank has a ROA of 0.80 percent and an equity multiplier of 12X. What is the ROE? Suppose this bank's ROA falls to 0.60 percent. What size equity multiplier must it have to hold it ROE unchanged? 4. A bank estimates that its total revenues will amount to $155 million and its total expenses (including taxes) will equal $107 million this year. Its iabilities total $4,960 million while its equity capital amounts to $52 million. What is the bank's return on assets? Is this ROA high or low? Could you find out