2) When a policyholder rejects a replacement Medicare Supplement insurance policy during the free look period, the replaced policy must be reinstated regardless of the insureds health if:

a) The replaced policy provides more value than the replacement

b) Both policies are placed by the same producer or insurance company

c) The coverage actually issued differs from the original outline

d) The replaced coverage has been in force more than two years

10) The reinstatement provision in individual accident and sickness insurance:

a) Reinstates the amount of insurance after payment of a loss

b) Allows the insured to reinstate the policy after coverage lapses for nonpayment of premium

c) Allows the insured to change statements made in the application

d) Requires that all reinstatement applications must be approved by the Division of insurance

11) Employer-paid premiums for qualified long-term care insurance are:

a) Included in an employee's gross income

b) Deductible as a business expense

c) Deductible on an employee's federal income tax return

d) Reimbursed by the employee