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2. When pricing a new variable-rate loan, which of the following should be considered in determining the SPREAD above a specific base rate? . 1.

2. When pricing a new variable-rate loan, which of the following should be considered in determining the SPREAD above a specific base rate? . 1. The estimate of interest rate volatility 2. The estimate of time and expense required to monitor the loan 3. The loan's risk rating analysis 4. The overnight funds rate on the day the loan is booked 1 and 2 2 and 3 2, 3, and 4 3 and 4

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