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2. Which of the following caps on adjustable-rate mortgages can lead to negative amortization? a. Interest rate caps b. Payment caps c. Both a and

2. Which of the following caps on adjustable-rate mortgages can lead to negative amortization?

a. Interest rate caps b. Payment caps c. Both a and b can lead to negative amortization d. Neither a nor b can lead to negative amortization.

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