2. Xavier has two children who will be attending college in the future. So Xavier opens a college fund crediting interest at an annual effective rate of 5%. For 10 years, Xavier deposits X per year into the fund continuously. The older child, Mya will attend college for four years and begin 11 years from today. The younger child, Jacqueline, will also attend college for four years, but will not begin until 13 years from today. The cost of college for each child is 60,000 per year. At the beginning of each academic year, Xavier withdraws from the fund the necessary cost for enrollment for one year for his children (sometimes only one child and other times, both children). Find the minimum value for X to successfully carry out his plan to cover the future expenses of his two children's college education