$2.$ You are the manager of a credit department. The sales team has presented a large order from a new purchaser, Wizard Industries. For approximately $12$ ycars, Wizard has been installing sccurity and water sprinkler systems in office buildings.

The salcspcople have been well trained, as they have also presented you with the following financial statments and industry ratios $($from your filcs$).$ In their report they note that salcs have increased in the last two ycars duc to Wizard's more aggressive selling approach.

The sales team is cager for you to grant credit to Wizard Industries. Of course, you must do a complete analysis noting any ratios that are cause for concern or require a further explanation.

What is your recommendation? Do you$$grant$$credit$?$