$2.$ You have $$75,000$ in student loans with a $6\mathrm{.}5\%$ annual interest rate,$$compounded$$monthly$,$ and you have $30$ years to pay back the loan. What will your$$monthly$$payment be$?$

$3.$ Your organization has been given an annuity, in which you'll receive $$10,000$ each year for the next $30$ years. The current inflation rate is $2\%.$ How much will you be receiving in today's dollars?