$2$ Your client, Mr$.$ Jaspreet, is $35$ years old. He wants to begin saving for retirement, with the first payment one year from now. He can save $$10,000$ per year, and you advise him to invest it in the stock market, which you expect to provide an average retum of $11\%$ in future.

a$.$ If lasprect follows your advice, how much will he have at $65?$

b$.$ How much will he have at $70?$

c$.$ If Jaspreet starts his first payment at the beginning of the year, how much will he have at $65?$