2. You're currently 20 years old, anticipate a natural life of 80 years and a work life of 40 years (retire at the age of 60). You estimate your income from work will be $4,500,000. a. What is your level of permanent consumption? b. What is the level of savings you will have when you retire? c. If at the age of 45 you receive a bonus of $100,000, how will this impact your permanent consumption? Over what time period.