20 Ashraf, an agent, usually helps his clients fill out and submit paperwork when a death benefit is owed. He feels this is one way he can help support his clients during difficult times. He receives a call from Aloc, who lets him know that Muna, his mother, has died while visiting family in Ethiopia. Aloc is the executor and only beneficiary. Aloc started to submit the claim but was told by the insurance company that other documents, in addition to an Attending Physician's Statement and the death certificate, must be submitted. He does not know why anything is needed. What will Ashraf tell him? enLPOVRZEXYYYUd3RWFBQOEVdGXDQT09? a He needs to submit a document proving the current value of the contract on the date of his mother's death. b. A form needs to be submitted proving that the executor and beneficiary are the same person. c. Special documents are needed because Muna died white visiting her family in Ethiopia. d. He needs to submit the originat contract as proof that the insurance company owes money