20. Assume that you will receive $2,000 a year in Years 1 and 2, zero dollars in year 3, $4,000 a year in Years 4 and 5, and $3,000 in Year 6, with all cash flows to be received at the end of the year. If you require a 14 percent rate of return. You will accumulate (future value) at end of year 6: O a) $ 9,851 O b) $13,250 O c) $11,714 O d) $18,547 O e) None of the above