20:

Credit cards

Select one:

a.are just another name for debit cards that allow users to access funds in their bank account.

b.create asset for users since the use of credit cards enables people to purchase goods and services

c.provide a means of borrowing funds, thus creating a liability, in order to make purchases of goods and services.

d.

Answers (a) and (b) are both correct.

e.Answers (a) and (c) are both correct.