20. If a friend files a Chapter 7 bankruptcy and qualifies, which of the following debts will she/he still be responsible to pay, even after her/his assets have been liquidated by the trustee in bankruptcy? a. The $21,000 in credit card purchases that she made over six months ago and that she/he let the trustee in bankruptcy know about. b. The $6,000 she/he owed the bank on loan to start a business. c. The $260,000 judgment for the car accident, which resulted while she/he was intoxication, that she/he only had $100,000 worth of insurance to cover the liability. d. The $180,000 judgment for the car accident, which resulted while she/he was sober, and that she/he only had $100,000 worth of insurance to cover the liability. e. All of these