20. Joshua took out key person disability insurance for his compuler engineer, Younes. Monthiy benefits after a 60 -day wating beriod amouim to $5000 a month for 12 months with a replacement expense benefit rider of $7.500 a month. Following a ski bccident, Younes remained in a cama. is beck sodius sixmonths to find a replacement with the same knowledge and sikills as Younes. How much did Joshua receive from the insurer? 575,000 $65,000. $60,000 $50,000