20. Starting today, Stephen is going to contribute $200 on the rst of each month to his retirement account. His employer will contribute an additional 50% of the amount Stephen contributes. If both Stephen and his employer continue to do this and he can earn a monthly rate of 0.75%, how much will Stephen have in his retirement account 40 years from now? A) $1,404,396 B) $1,414,929 C) $943,286 D) $936,264 E) $1,672,413