20 What is a common feature shared by Roth IRAS and traditional 401(k)s? O Both accounts have required minimum distributions (RMDS) starting at age 72. O Contributions to both accounts are tax-deductible in the year they are made. O Both accounts allow for penalty-free withdrawals before age 59% for certain qualifying expenses. Both Roth IRAS and traditional 401(k)s have no income limits for eligibility