20. When considering the results of an Altman Z-Score analysis a score of 3.85 would suggest?

1. The company is in financial distress and there is a high probability of bankruptcy in the short term future.
2. The company is exposed to some risk of bankruptcy.
3. The company is healthy and there is a low bankruptcy potential in the short-term.
4. The company is healthy and there is a low bankruptcy potential in both the short and long-term.